{"id":2869,"date":"2024-04-15T15:34:16","date_gmt":"2024-04-15T15:34:16","guid":{"rendered":"https:\/\/perm-es.com\/insurances\/taking-out-insurance"},"modified":"2024-05-19T18:54:38","modified_gmt":"2024-05-19T18:54:38","slug":"taking-out-insurance","status":"publish","type":"page","link":"https:\/\/perm-es.com\/en\/insurances\/taking-out-insurance","title":{"rendered":"Taking out insurance"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; background_image=&#8221;https:\/\/perm-es.com\/wp-content\/uploads\/2024\/04\/img-top-contratacion-seguros-perm-es.jpg&#8221; background_position=&#8221;top_center&#8221; custom_padding=&#8221;2%||33%||false|false&#8221; custom_padding_tablet=&#8221;||26%||false|false&#8221; custom_padding_phone=&#8221;10px||135px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|phone&#8221; max_width_tablet=&#8221;&#8221; max_width_phone=&#8221;90%&#8221; max_width_last_edited=&#8221;on|phone&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text content_tablet=&#8221;<\/p>\n<h2><strong>Take out<\/strong> your insurance policy through a <strong>broker <\/strong> or with an <strong>insurance company<\/strong>.<\/h2>\n<p>&#8221; content_phone=&#8221;<\/p>\n<h2><strong>Take out<\/strong> your insurance policy through a <strong>broker <\/strong> or with an <strong>insurance company<\/strong>.<\/h2>\n<p>&#8221; content_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#FFFFFF&#8221; header_2_font_size=&#8221;45px&#8221; header_2_line_height=&#8221;1.1em&#8221; header_2_font_size_tablet=&#8221;35px&#8221; header_2_font_size_phone=&#8221;30px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_2_text_shadow_style=&#8221;preset1&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2><strong>Take out<\/strong> your insurance policy through a <strong>broker <\/strong> or with an <strong>insurance company<\/strong><\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;80px||80px||true|false&#8221; custom_padding_tablet=&#8221;60px||60px||true|false&#8221; custom_padding_phone=&#8221;45px||30px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;80%&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; custom_css_main_element=&#8221;margin:auto;&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; header_text_color=&#8221;#5b6670&#8243; header_font_size=&#8221;45px&#8221; header_line_height=&#8221;1.1em&#8221; header_2_text_color=&#8221;#5b6670&#8243; header_2_font_size=&#8221;45px&#8221; header_2_line_height=&#8221;1.1em&#8221; header_text_align_tablet=&#8221;&#8221; header_text_align_phone=&#8221;center&#8221; header_text_align_last_edited=&#8221;on|phone&#8221; header_font_size_tablet=&#8221;40px&#8221; header_font_size_phone=&#8221;38px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; header_2_text_align_tablet=&#8221;&#8221; header_2_text_align_phone=&#8221;center&#8221; header_2_text_align_last_edited=&#8221;on|desktop&#8221; header_2_font_size_tablet=&#8221;40px&#8221; header_2_font_size_phone=&#8221;37px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1><strong><\/strong><strong>How <\/strong> can you <strong>take out<\/strong> your <strong>Environmental Liability Insurance<\/strong>?<\/h1>\n<p>[\/et_pb_text][et_pb_text ul_position_tablet=&#8221;outside&#8221; ul_position_phone=&#8221;inside&#8221; ul_position_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#000000&#8243; text_font_size=&#8221;24px&#8221; text_line_height=&#8221;1.4em&#8221; ul_line_height=&#8221;1.4em&#8221; text_font_size_tablet=&#8221;22px&#8221; text_font_size_phone=&#8221;20px&#8221; text_font_size_last_edited=&#8221;on|tablet&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>If you wish to take out an insurance policy, you have two options to choose from:<\/p>\n<ul>\n<li>Through your <strong>broker<\/strong>.<\/li>\n<li>If you prefer, directly with the <a href=\"https:\/\/perm-es.com\/en\/who-we-are\/serp-partners\"><strong> insurance companies or partner entities <\/strong><\/a> we work with.<\/li>\n<\/ul>\n<p>Company staff can provide you with the most appropriate <strong>application questionnaires<\/strong> for your specific needs. They will also offer accurate information in order to process the <strong>documentation required <\/strong> in each case.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; custom_padding_tablet=&#8221;40px||||false|false&#8221; custom_padding_phone=&#8221;40px||||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/perm-es.com\/wp-content\/uploads\/2024\/04\/img-001-contratacion-seguros-perm-es.jpg&#8221; alt=&#8221;How can you take out your Environmental Liability Insurance? | PERM&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; custom_margin_tablet=&#8221;40px||||false|false&#8221; custom_margin_phone=&#8221;10px||||false|false&#8221; custom_margin_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row make_equal=&#8221;on&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; custom_css_main_element=&#8221;margin:auto;&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#5b6670&#8243; header_2_font_size=&#8221;45px&#8221; header_2_line_height=&#8221;1.1em&#8221; width_tablet=&#8221;100%&#8221; width_last_edited=&#8221;off|desktop&#8221; module_alignment=&#8221;center&#8221; header_2_font_size_tablet=&#8221;40px&#8221; header_2_font_size_phone=&#8221;38px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2><strong><\/strong>What is the <strong>process to take out <\/strong> insurance?<\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#000000&#8243; text_font_size=&#8221;24px&#8221; text_line_height=&#8221;1.4em&#8221; header_3_text_color=&#8221;#000000&#8243; header_3_font_size=&#8221;24px&#8221; text_orientation=&#8221;center&#8221; module_alignment=&#8221;center&#8221; text_font_size_tablet=&#8221;22px&#8221; text_font_size_phone=&#8221;20px&#8221; text_font_size_last_edited=&#8221;on|tablet&#8221; header_3_font_size_tablet=&#8221;24px&#8221; header_3_font_size_phone=&#8221;20px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; header_3_line_height_tablet=&#8221;&#8221; header_3_line_height_phone=&#8221;1.2em&#8221; header_3_line_height_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong><\/strong>Your broker or insurance company will guide you through this process, outlining the <strong>necessary steps<\/strong> at each stage.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; 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_module_preset=&#8221;default&#8221; max_width_tablet=&#8221;200px&#8221; max_width_phone=&#8221;150px&#8221; max_width_last_edited=&#8221;on|tablet&#8221; custom_margin=&#8221;||||false|false&#8221; custom_margin_tablet=&#8221;-160px||||false|false&#8221; custom_margin_phone=&#8221;-87px||||false|false&#8221; custom_margin_last_edited=&#8221;off|desktop&#8221; animation_style=&#8221;zoom&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#FFFFFF&#8221; header_2_font_size=&#8221;55px&#8221; header_2_line_height=&#8221;1.1em&#8221; header_3_font=&#8221;|300|||||||&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#FFFFFF&#8221; header_3_font_size=&#8221;35px&#8221; header_3_line_height=&#8221;1.3em&#8221; max_width_tablet=&#8221;90%&#8221; max_width_phone=&#8221;85%&#8221; max_width_last_edited=&#8221;off|desktop&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||-227px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; header_2_font_size_tablet=&#8221;35px&#8221; header_2_font_size_phone=&#8221;30px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_3_font_size_tablet=&#8221;20px&#8221; header_3_font_size_phone=&#8221;20px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; header_3_text_shadow_style=&#8221;preset4&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2><strong>RISK ANALYSIS<\/strong><\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;1&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#5b6670&#8243; width=&#8221;100%&#8221; max_width=&#8221;100%&#8221; custom_margin=&#8221;0px||0px||true|false&#8221; 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custom_margin_phone=&#8221;-87px||||false|false&#8221; custom_margin_last_edited=&#8221;off|desktop&#8221; animation_style=&#8221;zoom&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text disabled_on=&#8221;off|off|on&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#FFFFFF&#8221; header_2_font_size=&#8221;55px&#8221; header_2_line_height=&#8221;1.1em&#8221; header_3_font=&#8221;|300|||||||&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#FFFFFF&#8221; header_3_font_size=&#8221;35px&#8221; header_3_line_height=&#8221;1.3em&#8221; max_width_tablet=&#8221;90%&#8221; max_width_phone=&#8221;85%&#8221; max_width_last_edited=&#8221;off|desktop&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;30px||||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; header_2_font_size_tablet=&#8221;35px&#8221; header_2_font_size_phone=&#8221;30px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_3_font_size_tablet=&#8221;20px&#8221; header_3_font_size_phone=&#8221;20px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; header_2_text_shadow_style=&#8221;preset3&#8243; header_3_text_shadow_style=&#8221;preset4&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2><strong>RISK ANALYSIS<br \/><\/strong><\/h2>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; background_enable_color=&#8221;off&#8221; custom_padding=&#8221;175px|80px|175px|80px|true|true&#8221; custom_padding_tablet=&#8221;105px|80px|105px|80px|true|true&#8221; custom_padding_phone=&#8221;60px|50px|60px|50px|true|true&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; custom_css_main_element=&#8221;margin:auto;&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text content_tablet=&#8221;<\/p>\n<h3><strong><\/strong>QUESTIONNAIRES <img src=%22https:\/\/perm-es.com\/wp-content\/uploads\/2024\/04\/img-ico-01-contratacion-seguros-perm-es.png%22 width=%22148%22 height=%22123%22 alt=%22%22 class=%22wp-image-1219 alignnone size-full%22><\/h3>\n<p>&#8221; content_phone=&#8221;<img style=%22margin-bottom:10px;%22 src=%22https:\/\/perm-es.com\/wp-content\/uploads\/2024\/04\/img-ico-01-contratacion-seguros-perm-es.png%22 width=%22148%22 height=%22123%22 alt=%22%22 class=%22wp-image-1219 alignnone size-full%22><\/p>\n<h3>QUESTIONNAIRES <\/h3>\n<p>&#8221; content_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#5b6670&#8243; header_2_font_size=&#8221;45px&#8221; header_2_line_height=&#8221;1.1em&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_text_align=&#8221;left&#8221; header_3_text_color=&#8221;#FFFFFF&#8221; header_3_font_size=&#8221;30px&#8221; width_tablet=&#8221;100%&#8221; width_last_edited=&#8221;off|desktop&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||20px||false|false&#8221; header_2_font_size_tablet=&#8221;40px&#8221; header_2_font_size_phone=&#8221;38px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_3_font_size_tablet=&#8221;30px&#8221; header_3_font_size_phone=&#8221;26px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3><strong><\/strong>QUESTIONNAIRES <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/perm-es.com\/wp-content\/uploads\/2024\/04\/img-ico-01-contratacion-seguros-perm-es.png\" width=\"148\" height=\"123\" alt=\"\" class=\"wp-image-1219 alignnone size-full\"><\/h3>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; text_font_size=&#8221;24px&#8221; text_line_height=&#8221;1.4em&#8221; header_3_text_color=&#8221;#000000&#8243; header_3_font_size=&#8221;24px&#8221; module_alignment=&#8221;center&#8221; text_font_size_tablet=&#8221;22px&#8221; text_font_size_phone=&#8221;20px&#8221; text_font_size_last_edited=&#8221;on|tablet&#8221; header_3_font_size_tablet=&#8221;24px&#8221; header_3_font_size_phone=&#8221;20px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; header_3_line_height_tablet=&#8221;&#8221; header_3_line_height_phone=&#8221;1.2em&#8221; header_3_line_height_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>After selecting the insurance company or broker, we will submit the <strong>initial information <\/strong> through the <strong>application questionnaire<\/strong>.<\/p>\n<p>In most cases, completing this questionnaire and supplying the requested information will suffice to secure an <strong>insurance coverage offer <\/strong> from the company.<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6Ijk2NCIsImVuYWJsZV9odG1sIjoib2ZmIn19@&#8221; button_text=&#8221;SEE MORE&#8221; button_alignment=&#8221;left&#8221; disabled_on=&#8221;on|on|on&#8221; _builder_version=&#8221;4.25.1&#8243; _dynamic_attributes=&#8221;button_url&#8221; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;16px&#8221; button_text_color=&#8221;#000000&#8243; button_bg_color=&#8221;#f4f4f4&#8243; button_border_width=&#8221;3px&#8221; button_border_color=&#8221;#ffffff&#8221; button_border_radius=&#8221;32px&#8221; button_letter_spacing=&#8221;0px&#8221; button_font=&#8221;Mulish||||||||&#8221; button_icon=&#8221;&#xe046;||divi||400&#8243; button_icon_color=&#8221;#8dc63f&#8221; transform_scale=&#8221;101%|101%&#8221; custom_margin=&#8221;20px||||false|false&#8221; disabled=&#8221;on&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; button_border_width__hover=&#8221;5px&#8221; button_border_width__hover_enabled=&#8221;off|desktop&#8221; button_border_color__hover_enabled=&#8221;on|hover&#8221; button_border_color__hover=&#8221;#f4f4f4&#8243;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row make_equal=&#8221;on&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; custom_css_main_element=&#8221;margin:auto;&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#5b6670&#8243; header_2_font_size=&#8221;45px&#8221; header_2_line_height=&#8221;1.1em&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#000000&#8243; header_3_font_size=&#8221;30px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||0px||false|false&#8221; header_2_font_size_tablet=&#8221;40px&#8221; header_2_font_size_phone=&#8221;38px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_3_font_size_tablet=&#8221;30px&#8221; header_3_font_size_phone=&#8221;26px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3><strong><\/strong>MODELOS DE CUESTIONARIOS<\/h3>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#000000&#8243; text_font_size=&#8221;24px&#8221; text_line_height=&#8221;1.4em&#8221; header_3_text_color=&#8221;#000000&#8243; header_3_font_size=&#8221;24px&#8221; text_orientation=&#8221;center&#8221; module_alignment=&#8221;center&#8221; text_font_size_tablet=&#8221;22px&#8221; text_font_size_phone=&#8221;20px&#8221; text_font_size_last_edited=&#8221;on|tablet&#8221; header_3_font_size_tablet=&#8221;24px&#8221; header_3_font_size_phone=&#8221;20px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; header_3_line_height_tablet=&#8221;&#8221; header_3_line_height_phone=&#8221;1.2em&#8221; header_3_line_height_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong><\/strong>To ensure maximum efficiency with minimal effort, it is crucial to use the <strong>questionnaire that best matches each facility<\/strong>.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; max_width_tablet=&#8221;375px&#8221; max_width_phone=&#8221;100%&#8221; max_width_last_edited=&#8221;on|tablet&#8221; module_alignment=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#000000&#8243; text_font_size=&#8221;24px&#8221; text_line_height=&#8221;1.4em&#8221; header_3_text_color=&#8221;#000000&#8243; header_3_font_size=&#8221;24px&#8221; background_image=&#8221;https:\/\/perm-es.com\/wp-content\/uploads\/2024\/04\/img-ico-02-contratacion-seguros-perm-es.png&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; module_alignment=&#8221;center&#8221; min_height=&#8221;119px&#8221; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;0px|||70px|false|false&#8221; custom_padding_tablet=&#8221;0px|||70px|false|false&#8221; custom_padding_phone=&#8221;0px|||70px|false|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; text_font_size_tablet=&#8221;22px&#8221; text_font_size_phone=&#8221;20px&#8221; text_font_size_last_edited=&#8221;on|tablet&#8221; header_3_font_size_tablet=&#8221;24px&#8221; header_3_font_size_phone=&#8221;20px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; header_3_line_height_tablet=&#8221;&#8221; header_3_line_height_phone=&#8221;1.2em&#8221; header_3_line_height_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"color: #93d500;\"><strong>Application questionnaire forms<\/strong><\/span> for the most characteristic industrial facilities.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#000000&#8243; text_font_size=&#8221;24px&#8221; text_line_height=&#8221;1.4em&#8221; header_3_text_color=&#8221;#000000&#8243; header_3_font_size=&#8221;24px&#8221; background_image=&#8221;https:\/\/perm-es.com\/wp-content\/uploads\/2024\/04\/img-ico-02-contratacion-seguros-perm-es.png&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; module_alignment=&#8221;center&#8221; min_height=&#8221;119px&#8221; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;0px|||70px|false|false&#8221; text_font_size_tablet=&#8221;22px&#8221; text_font_size_phone=&#8221;20px&#8221; text_font_size_last_edited=&#8221;on|tablet&#8221; header_3_font_size_tablet=&#8221;24px&#8221; header_3_font_size_phone=&#8221;20px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; header_3_line_height_tablet=&#8221;&#8221; header_3_line_height_phone=&#8221;1.2em&#8221; header_3_line_height_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"color: #93d500;\"><strong>General form<\/strong><\/span> for facilities <strong>without<\/strong> a <strong>specific questionnaire<\/strong>.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; background_image=&#8221;https:\/\/perm-es.com\/wp-content\/uploads\/2024\/04\/img-003-contratacion-seguros-perm-es.jpg&#8221; custom_margin=&#8221;0px||0px||true|false&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;1&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;rgba(91,102,112,0.72)&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|phone&#8221; max_width=&#8221;50%&#8221; max_width_tablet=&#8221;80%&#8221; max_width_phone=&#8221;90%&#8221; max_width_last_edited=&#8221;on|tablet&#8221; custom_margin=&#8221;0px||0px||true|false&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; global_colors_info=&#8221;{}&#8221; width__hover_enabled=&#8221;off|desktop&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; background_enable_image=&#8221;off&#8221; custom_padding=&#8221;80px|80px|80px|80px|true|true&#8221; custom_padding_tablet=&#8221;60px|60px|60px|60px|true|true&#8221; custom_padding_phone=&#8221;|25px||25px|true|true&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text content_tablet=&#8221;<\/p>\n<p><img style=%22margin-bottom: 20px; display: block; margin-left: auto; margin-right: auto;%22 src=%22https:\/\/perm-es.com\/wp-content\/uploads\/2024\/04\/img-ico-03-contratacion-seguros-perm-es.png%22 width=%22154%22 height=%22161%22 alt=%22%22 class=%22wp-image-1240 alignnone size-full%22><\/p>\n<h3>INSPECTION VISIT<\/h3>\n<p>&#8221; content_phone=&#8221;<\/p>\n<p><img style=%22margin-bottom: 20px; display: block; margin-left: auto; margin-right: auto;%22 src=%22https:\/\/perm-es.com\/wp-content\/uploads\/2024\/04\/img-ico-03-contratacion-seguros-perm-es.png%22 width=%22154%22 height=%22161%22 alt=%22%22 class=%22wp-image-1240 alignnone size-full%22><\/p>\n<h3>INSPECTION VISIT<\/h3>\n<p>&#8221; content_last_edited=&#8221;on|tablet&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#5b6670&#8243; header_2_font_size=&#8221;45px&#8221; header_2_line_height=&#8221;1.1em&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_text_align=&#8221;left&#8221; header_3_text_color=&#8221;#FFFFFF&#8221; header_3_font_size=&#8221;30px&#8221; width_tablet=&#8221;100%&#8221; width_last_edited=&#8221;off|desktop&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||20px||false|false&#8221; header_2_font_size_tablet=&#8221;40px&#8221; header_2_font_size_phone=&#8221;38px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_3_text_align_tablet=&#8221;center&#8221; header_3_text_align_phone=&#8221;center&#8221; header_3_text_align_last_edited=&#8221;on|tablet&#8221; header_3_font_size_tablet=&#8221;30px&#8221; header_3_font_size_phone=&#8221;26px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>INSPECTION VISIT <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/perm-es.com\/wp-content\/uploads\/2024\/04\/img-ico-03-contratacion-seguros-perm-es.png\" width=\"154\" height=\"161\" alt=\"\" class=\"wp-image-1240 alignnone size-full\"><\/h3>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; text_font_size=&#8221;24px&#8221; text_line_height=&#8221;1.4em&#8221; header_3_text_color=&#8221;#000000&#8243; header_3_font_size=&#8221;24px&#8221; module_alignment=&#8221;center&#8221; text_font_size_tablet=&#8221;22px&#8221; text_font_size_phone=&#8221;20px&#8221; text_font_size_last_edited=&#8221;on|tablet&#8221; header_3_font_size_tablet=&#8221;24px&#8221; header_3_font_size_phone=&#8221;20px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; header_3_line_height_tablet=&#8221;&#8221; header_3_line_height_phone=&#8221;1.2em&#8221; header_3_line_height_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Depending on the type of activity to be insured, an inspector&#8217;s visit may be necessary for the <strong>risk assessment<\/strong>.<\/p>\n<p>In most cases, this visit can be made once the insurance is taken out. The inspector will already have the <strong>information from the questionnaire<\/strong> and any other details provided by the person in charge of the facility.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row make_equal=&#8221;on&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; custom_css_main_element=&#8221;margin:auto;&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#5b6670&#8243; header_2_font_size=&#8221;45px&#8221; header_2_line_height=&#8221;1.1em&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#000000&#8243; header_3_font_size=&#8221;30px&#8221; width_tablet=&#8221;100%&#8221; width_last_edited=&#8221;off|desktop&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||0px||false|false&#8221; header_2_font_size_tablet=&#8221;40px&#8221; header_2_font_size_phone=&#8221;38px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_3_font_size_tablet=&#8221;30px&#8221; header_3_font_size_phone=&#8221;26px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3><strong><\/strong>COORDINATING THE VISIT<\/h3>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#000000&#8243; text_font_size=&#8221;24px&#8221; text_line_height=&#8221;1.4em&#8221; header_3_text_color=&#8221;#000000&#8243; header_3_font_size=&#8221;24px&#8221; text_orientation=&#8221;center&#8221; module_alignment=&#8221;center&#8221; text_font_size_tablet=&#8221;22px&#8221; text_font_size_phone=&#8221;20px&#8221; text_font_size_last_edited=&#8221;on|tablet&#8221; header_3_font_size_tablet=&#8221;24px&#8221; header_3_font_size_phone=&#8221;20px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; header_3_line_height_tablet=&#8221;&#8221; header_3_line_height_phone=&#8221;1.2em&#8221; header_3_line_height_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>The <strong>insurance company<\/strong> will inform you about any visits and help coordinate them.<\/p>\n<p>Those companies that have completed an <strong> assessment <\/strong> of their environmental risk, as per the Environmental Liability Regulation, already have an <strong>analysis <\/strong> that can be used in the insurer\u2019s <strong>assessment<\/strong>, making a new assessment unnecessary.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;0px||0px||true|false&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;1&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; background_enable_color=&#8221;off&#8221; width=&#8221;100%&#8221; max_width=&#8221;100%&#8221; custom_margin=&#8221;0px||0px||true|false&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; background_image=&#8221;https:\/\/perm-es.com\/wp-content\/uploads\/2024\/04\/img-004-contratacion-seguros-perm-es.jpg&#8221; custom_padding_tablet=&#8221;175px||175px||true|false&#8221; custom_padding_phone=&#8221;70px||70px||true|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; custom_css_main_element=&#8221;display:flex;||flex-direction:column;||justify-content:center;&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/perm-es.com\/wp-content\/uploads\/2024\/04\/img-txt-02-contratacion-seguros-perm-es.png&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;200px&#8221; max_width_tablet=&#8221;200px&#8221; max_width_phone=&#8221;150px&#8221; max_width_last_edited=&#8221;on|tablet&#8221; custom_margin=&#8221;||||false|false&#8221; custom_margin_tablet=&#8221;-160px||||false|false&#8221; custom_margin_phone=&#8221;-87px||||false|false&#8221; custom_margin_last_edited=&#8221;off|desktop&#8221; animation_style=&#8221;zoom&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#FFFFFF&#8221; header_2_font_size=&#8221;55px&#8221; header_2_line_height=&#8221;1.1em&#8221; header_3_font=&#8221;|300|||||||&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#FFFFFF&#8221; header_3_font_size=&#8221;35px&#8221; header_3_line_height=&#8221;1.3em&#8221; max_width_tablet=&#8221;90%&#8221; max_width_phone=&#8221;85%&#8221; max_width_last_edited=&#8221;off|desktop&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;30px||||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; header_2_font_size_tablet=&#8221;35px&#8221; header_2_font_size_phone=&#8221;30px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_3_font_size_tablet=&#8221;20px&#8221; header_3_font_size_phone=&#8221;20px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; header_2_text_shadow_style=&#8221;preset3&#8243; header_3_text_shadow_style=&#8221;preset4&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2><strong>INSURANCE<br \/>OFFER<\/strong><\/h2>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; background_enable_color=&#8221;off&#8221; custom_padding=&#8221;175px|80px|175px|80px|true|true&#8221; custom_padding_tablet=&#8221;175px|80px|175px|80px|true|true&#8221; custom_padding_phone=&#8221;70px|45px|70px|45px|true|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; custom_css_main_element=&#8221;display:flex;||flex-direction:column;||justify-content:center;&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text ul_position_tablet=&#8221;&#8221; ul_position_phone=&#8221;inside&#8221; ul_position_last_edited=&#8221;on|phone&#8221; ul_item_indent_tablet=&#8221;&#8221; ul_item_indent_phone=&#8221;0px&#8221; ul_item_indent_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#000000&#8243; text_font_size=&#8221;24px&#8221; text_line_height=&#8221;1.4em&#8221; ul_text_color=&#8221;#76bc21&#8243; ul_line_height=&#8221;1.4em&#8221; text_font_size_tablet=&#8221;22px&#8221; text_font_size_phone=&#8221;20px&#8221; text_font_size_last_edited=&#8221;on|tablet&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul>\n<li><span style=\"color: #000000;\">The insurer has all the <strong>necessary information<\/strong>.<\/span><\/li>\n<li><span style=\"color: #000000;\">If the risk is acceptable, it formally prepares an <strong>insurance offer <\/strong> or quote.<\/span><\/li>\n<li class=\"final\"><span style=\"color: #000000;\">Most quotes can be provided directly by partner companies without having to check first with the Pool.<\/span><\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;1&#8243; make_equal=&#8221;on&#8221; disabled_on=&#8221;off|off|on&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; background_enable_color=&#8221;off&#8221; width=&#8221;100%&#8221; max_width=&#8221;100%&#8221; custom_margin=&#8221;0px||0px||true|false&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; background_image=&#8221;https:\/\/perm-es.com\/wp-content\/uploads\/2024\/04\/img-004-contratacion-seguros-perm-es.jpg&#8221; custom_padding_tablet=&#8221;175px||175px||true|false&#8221; custom_padding_phone=&#8221;70px||70px||true|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; custom_css_main_element=&#8221;display:flex;||flex-direction:column;||justify-content:center;&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/perm-es.com\/wp-content\/uploads\/2024\/04\/img-txt-03-contratacion-seguros-perm-es.png&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;200px&#8221; max_width_tablet=&#8221;200px&#8221; max_width_phone=&#8221;150px&#8221; max_width_last_edited=&#8221;on|tablet&#8221; custom_margin=&#8221;||||false|false&#8221; custom_margin_tablet=&#8221;-160px||||false|false&#8221; custom_margin_phone=&#8221;-87px||||false|false&#8221; custom_margin_last_edited=&#8221;off|desktop&#8221; animation_style=&#8221;zoom&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#FFFFFF&#8221; header_2_font_size=&#8221;55px&#8221; header_2_line_height=&#8221;1.1em&#8221; header_3_font=&#8221;|300|||||||&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#FFFFFF&#8221; header_3_font_size=&#8221;35px&#8221; header_3_line_height=&#8221;1.3em&#8221; max_width_tablet=&#8221;90%&#8221; max_width_phone=&#8221;85%&#8221; max_width_last_edited=&#8221;off|desktop&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;30px||||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; header_2_font_size_tablet=&#8221;35px&#8221; header_2_font_size_phone=&#8221;30px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_3_font_size_tablet=&#8221;20px&#8221; header_3_font_size_phone=&#8221;20px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; header_2_text_shadow_style=&#8221;preset3&#8243; header_3_text_shadow_style=&#8221;preset4&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2><strong>FORMALISING<br \/>\nTHE POLICY<\/strong><\/h2>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; background_enable_color=&#8221;off&#8221; custom_padding=&#8221;175px|80px|175px|80px|true|true&#8221; custom_padding_tablet=&#8221;175px|80px|175px|80px|true|true&#8221; custom_padding_phone=&#8221;70px|45px|70px|45px|true|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; custom_css_main_element=&#8221;display:flex;||flex-direction:column;||justify-content:center;&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text ul_position_tablet=&#8221;&#8221; ul_position_phone=&#8221;inside&#8221; ul_position_last_edited=&#8221;on|phone&#8221; ul_item_indent_tablet=&#8221;&#8221; ul_item_indent_phone=&#8221;0px&#8221; ul_item_indent_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#000000&#8243; text_font_size=&#8221;24px&#8221; text_line_height=&#8221;1.4em&#8221; ul_text_color=&#8221;#76bc21&#8243; ul_line_height=&#8221;1.4em&#8221; text_font_size_tablet=&#8221;22px&#8221; text_font_size_phone=&#8221;20px&#8221; text_font_size_last_edited=&#8221;on|tablet&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul>\n<li><span style=\"color: #000000;\">When the client accepts the offer, the insurance company:<\/span><br \/><span style=\"color: #000000; margin-left: 40px;\">&#8211; <strong>Issues the policy<\/strong>.<\/span><br \/><span style=\"color: #000000; margin-left: 40px;\">&#8211; <strong>Issues the initial receipt<\/strong>.<\/span><br \/><span style=\"color: #000000; margin-left: 40px;\">&#8211; Where appropriate, carries out any <strong>subsequent renewals<\/strong>.<\/span><\/li>\n<li class=\"final\"><span style=\"color: #000000;\">The content of the coverage <strong>will not vary<\/strong>, regardless of the Pool member company the policy is taken out with.<\/span><\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;1&#8243; make_equal=&#8221;on&#8221; disabled_on=&#8221;on|on|off&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; background_enable_color=&#8221;off&#8221; width=&#8221;100%&#8221; max_width=&#8221;100%&#8221; custom_margin=&#8221;0px||0px||true|false&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; background_enable_color=&#8221;off&#8221; background_enable_image=&#8221;off&#8221; custom_padding=&#8221;175px|80px|175px|80px|true|true&#8221; custom_css_main_element=&#8221;display:flex;||flex-direction:column;||justify-content:center;&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text ul_position_tablet=&#8221;&#8221; ul_position_phone=&#8221;inside&#8221; ul_position_last_edited=&#8221;on|phone&#8221; ul_item_indent_tablet=&#8221;&#8221; ul_item_indent_phone=&#8221;0px&#8221; ul_item_indent_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#000000&#8243; text_font_size=&#8221;24px&#8221; text_line_height=&#8221;1.4em&#8221; ul_text_color=&#8221;#76bc21&#8243; ul_line_height=&#8221;1.4em&#8221; text_font_size_tablet=&#8221;22px&#8221; text_font_size_phone=&#8221;20px&#8221; text_font_size_last_edited=&#8221;on|tablet&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul>\n<li><span style=\"color: #000000;\">When the client accepts the offer, the insurance company:<\/span><br \/><span style=\"color: #000000; margin-left: 40px;\">&#8211; <strong>Issues the policy<\/strong>.<\/span><br \/><span style=\"color: #000000; margin-left: 40px;\">&#8211; <strong>Issues the initial receipt<\/strong>.<\/span><br \/><span style=\"color: #000000; margin-left: 40px;\">&#8211; Where appropriate, carries out any <strong>subsequent renewals<\/strong>.<\/span><\/li>\n<li class=\"final\"><span style=\"color: #000000;\">The content of the coverage <strong>will not vary<\/strong>, regardless of the Pool member company the policy is taken out with.<\/span><\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; background_enable_color=&#8221;off&#8221; background_image=&#8221;https:\/\/perm-es.com\/wp-content\/uploads\/2024\/04\/img-005-contratacion-seguros-perm-es.jpg&#8221; custom_padding=&#8221;175px|80px|175px|80px|true|true&#8221; custom_css_main_element=&#8221;display:flex;||flex-direction:column;||justify-content:center;&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/perm-es.com\/wp-content\/uploads\/2024\/04\/img-txt-03-contratacion-seguros-perm-es.png&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;200px&#8221; max_width_tablet=&#8221;300px&#8221; max_width_phone=&#8221;150px&#8221; max_width_last_edited=&#8221;on|tablet&#8221; custom_margin=&#8221;||||false|false&#8221; custom_margin_tablet=&#8221;-160px||||false|false&#8221; custom_margin_phone=&#8221;-87px||||false|false&#8221; custom_margin_last_edited=&#8221;off|desktop&#8221; animation_style=&#8221;zoom&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#FFFFFF&#8221; header_2_font_size=&#8221;55px&#8221; header_2_line_height=&#8221;1.1em&#8221; header_3_font=&#8221;|300|||||||&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#FFFFFF&#8221; header_3_font_size=&#8221;35px&#8221; header_3_line_height=&#8221;1.3em&#8221; max_width_tablet=&#8221;90%&#8221; max_width_phone=&#8221;85%&#8221; max_width_last_edited=&#8221;off|desktop&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;30px||||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; header_2_font_size_tablet=&#8221;35px&#8221; header_2_font_size_phone=&#8221;30px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_3_font_size_tablet=&#8221;20px&#8221; header_3_font_size_phone=&#8221;20px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; header_2_text_shadow_style=&#8221;preset3&#8243; header_3_text_shadow_style=&#8221;preset4&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2><strong>FORMALISING <br \/>THE POLICY<\/strong><\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#5b6670&#8243; custom_padding=&#8221;0px||0px||true|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#FFFFFF&#8221; header_2_font_size=&#8221;45px&#8221; header_2_line_height=&#8221;1.1em&#8221; header_3_font=&#8221;|300|||||||&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#FFFFFF&#8221; header_3_font_size=&#8221;35px&#8221; header_3_line_height=&#8221;1.3em&#8221; max_width_tablet=&#8221;90%&#8221; max_width_phone=&#8221;85%&#8221; max_width_last_edited=&#8221;off|desktop&#8221; module_alignment=&#8221;center&#8221; header_2_font_size_tablet=&#8221;35px&#8221; header_2_font_size_phone=&#8221;30px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_3_font_size_tablet=&#8221;30px&#8221; header_3_font_size_phone=&#8221;20px&#8221; header_3_font_size_last_edited=&#8221;on|tablet&#8221; header_3_text_shadow_style=&#8221;preset4&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3><strong>TERM<\/strong><\/h3>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row make_equal=&#8221;on&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;80%&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; custom_css_main_element=&#8221;margin:auto;&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text content_tablet=&#8221;<\/p>\n<p>By its nature, the insurance has a <strong>time-limited validity<\/strong> that coincides with the term of the contract; the claims included within this period are those that are <strong>covered by the coverage<\/strong>. In such cases, it must be remembered that:<\/p>\n<p>&#8221; content_phone=&#8221;<\/p>\n<p>By its nature, the insurance has a <strong>time-limited validity<\/strong> that coincides with the term of the contract; the claims included within this period are those that are <strong>covered by the coverage<\/strong>. In such cases, it must be remembered that:<\/p>\n<p>&#8221; content_last_edited=&#8221;on|tablet&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#000000&#8243; text_font_size=&#8221;24px&#8221; text_line_height=&#8221;1.4em&#8221; header_3_text_color=&#8221;#000000&#8243; header_3_font_size=&#8221;24px&#8221; text_orientation=&#8221;center&#8221; width=&#8221;100%&#8221; width_tablet=&#8221;100%&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;off|desktop&#8221; module_alignment=&#8221;center&#8221; text_font_size_tablet=&#8221;22px&#8221; text_font_size_phone=&#8221;20px&#8221; text_font_size_last_edited=&#8221;on|tablet&#8221; header_3_font_size_tablet=&#8221;24px&#8221; header_3_font_size_phone=&#8221;20px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; header_3_line_height_tablet=&#8221;&#8221; header_3_line_height_phone=&#8221;1.2em&#8221; header_3_line_height_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; width__hover_enabled=&#8221;off|desktop&#8221;]<\/p>\n<p>By its nature, the insurance has a <strong>time-limited validity<\/strong> that coincides with the term of the contract;<br \/>the claims included within this period are those that are <strong>covered by the coverage<\/strong>. In such cases, it must be remembered that:<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#000000&#8243; text_font_size=&#8221;24px&#8221; text_line_height=&#8221;1.4em&#8221; header_3_text_color=&#8221;#000000&#8243; header_3_font_size=&#8221;24px&#8221; width=&#8221;650px&#8221; width_tablet=&#8221;550px&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;|35px|35px|35px|false|true&#8221; custom_padding_tablet=&#8221;|35px|20px|35px|false|true&#8221; custom_padding_phone=&#8221;|35px|35px|35px|false|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; text_font_size_tablet=&#8221;22px&#8221; text_font_size_phone=&#8221;20px&#8221; text_font_size_last_edited=&#8221;on|tablet&#8221; header_3_font_size_tablet=&#8221;24px&#8221; header_3_font_size_phone=&#8221;20px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; header_3_line_height_tablet=&#8221;&#8221; header_3_line_height_phone=&#8221;1.2em&#8221; header_3_line_height_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|phone&#8221; border_width_bottom=&#8221;2px&#8221; border_color_bottom=&#8221;#93d500&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; width__hover_enabled=&#8221;off|desktop&#8221;]<\/p>\n<p>The <strong> claim<\/strong> <span style=\"color: #93d500;\"><strong>date <\/strong><\/span> is the date on which the contamination was first discovered.<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#000000&#8243; text_font_size=&#8221;24px&#8221; text_line_height=&#8221;1.4em&#8221; header_3_text_color=&#8221;#000000&#8243; header_3_font_size=&#8221;24px&#8221; width=&#8221;650px&#8221; width_tablet=&#8221;550px&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;|35px|35px|35px|false|true&#8221; custom_padding_tablet=&#8221;|35px|20px|35px|false|true&#8221; custom_padding_phone=&#8221;|35px|35px|35px|false|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; text_font_size_tablet=&#8221;22px&#8221; text_font_size_phone=&#8221;20px&#8221; text_font_size_last_edited=&#8221;on|tablet&#8221; header_3_font_size_tablet=&#8221;24px&#8221; header_3_font_size_phone=&#8221;20px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; header_3_line_height_tablet=&#8221;&#8221; header_3_line_height_phone=&#8221;1.2em&#8221; header_3_line_height_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|phone&#8221; border_width_bottom=&#8221;2px&#8221; border_color_bottom=&#8221;#93d500&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; width__hover_enabled=&#8221;off|desktop&#8221;]<\/p>\n<p><span style=\"color: #93d500;\"><strong>The guarantee<\/strong><\/span> is retroactive, <strong>i.e. it covers incidents and damage <\/strong> that were not known until after the policy was initiated, even if they occurred earlier. 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